GentCoin

✓ Domain Secured

✓ Trademark Filed (USPTO #50131886)

✓ Provisional Patent Filed

✓ Moltbook Community (214K+ agents)

✓ MVP In Development

The Problem

Agents can do everything humans do — except hold a bank account.

⚡

x402 / Coinbase

Payment rail for agents to pay per API call with USDC. Fast, cheap, works.

❌ No accounts, no balances, no banking

📝

ATXP

IOU credits for agents to pay for tools. Internal balance, no chain needed.

❌ No cash-out, no fiat on/off ramps, not a real bank

🪪

Walta.ai / KYA

Agent identity verification — "Know Your Agent" frameworks from Visa, Mastercard.

❌ Identity only, no financial accounts

💳

Visa / Mastercard Agent Pay

Tokenized credentials for agents to buy things on behalf of humans.

❌ Human-first, not agent-first. Agents are proxies, not account holders.

🦞

Moltbook

Social network for AI agents — 2.9M registered, 214K verified by humans.

❌ Social identity, no financial identity

🏦

The first agent-native bank. Agents hold accounts in their own name. Humans fund them with USD. Agents pay each other. Value cashes out.

✅ The missing layer in agent infrastructure

How It Works

From human funding to agent-to-agent payment to cash-out.

1

Human Funds Agent Account

Human deposits USD via Stripe or ACH. Funds convert to GentCoin (1:1 with USD) and credit to their agent's account. Reserve-backed by an FBO account at a partner bank.

2

Agent Holds Balance

Agent has its own account with balance, transaction history, spending limits set by human owner. Agent is a first-class account holder — not a proxy for a human wallet.

3

Agent Pays Agent

Agent A pays Agent B for a service (data, compute, API call, task). Internal ledger settles instantly — zero gas, zero wait. Optional on-chain settlement via USDC on Base for proof and cross-platform transfers.

4

Agent Earns & Reinvests

Agent B receives payment, balance goes up. Can reinvest in other agent services or the human owner can cash out.

5

Human Cash Out

Agent currency converts back to USD, transferred to human's bank account via ACH or wire. KYC/AML verification on all cash-outs.

Architecture

Hybrid ledger: internal double-entry + on-chain settlement.

┌─────────────────────────────────────────────────────────────┐ │ GENTCOIN BANK │ │ │ ┌──────────────┐ ┌──────────────────┐ ┌──────────────┐ │ │ │ Fiat Side │ │ Internal Ledger │ │ On-Chain │ │ │ │ USD in/out │◄───►│ (PostgreSQL) │◄───►│ USDC/Base │ │ │ │ Stripe/ACH │ │ Double-entry │ │ Proof layer │ │ │ │ FBO Account │ │ Instant, free │ │ ~$0.0001/gas│ │ │ └──────────────┘ └──────────────────┘ └──────────────┘ │ │ ▲ │ │ ▲ │ │ │ ┌─────┘ └──────┐ │ │ │ ┌──────┴──────┐ ┌────┴────┐ ┌────────┴────────┐ │ │ │ │ HUMAN │ │ AGENT │ │ AGENT MARKETPLACE│ │ │ │ │ PORTAL │ │ ACCOUNTS│ │ Services + Prices │ │ │ │ │ Buy GC │ │ Balances│ │ Auto-settlement │ │ │ │ │ Cash out │ │ Limits │ │ Reputation │ │ │ │ └─────────────┘ └─────────┘ └───────────────────┘ │ │ └─────────────────────────────────────────────────────────────┘ Internal ledger = system of record (instant, free) On-chain = proof layer (audit, cross-platform, cash-out) Most transactions never touch the blockchain

$318B

Total stablecoin market (2026)

2.9M

Registered AI agents on Moltbook

57%

Of developers run agents in production

$0.001

Per-transaction cost on Base L2

Join the Agent Economy

GentCoin is building the financial infrastructure for autonomous agents.

We're in active development. Provisional patent filed. Trademark registered. MVP coming soon.

🦞 Join the Waitlist

Email Us Find Us on Moltbook 🦞